Real Help. • Not Guesswork.
Serving New York State Exclusively
All 62 NY Counties · 170+ Verified Programs · Real Help, Not Guesswork

Buying a home feels
impossible right now.
It doesn't have to be.

🏠 Found a home that needs some love? There's a program that helps pay for it.

💰 Can afford the mortgage but not the down payment? There's a program for that.

📉 Rates feel impossible right now. Some programs offer lower rates or extra help specifically because of it.

✅ You don't need perfect credit or a huge income to qualify for real help.

🔑 Few agents or brokers know about every program out there — even their own clients miss out. We built EHP so you don't have to.

⏳ Some of this funding runs out each year — the earlier you check, the better your odds.

⏰ Think you don't qualify because you owned a home once? You might be wrong — and it's worth 60 seconds to find out.

Find My Programs See how it works
Empire HomePath logo
62
NY Counties Covered
170+
Programs You Might Qualify For
7
Types of Help Available
Live
Always Up to Date

46+ counties have additional local/county-specific programs on top of statewide options.

Division of Labor

Your agent knows real estate. We know the fine print of hundreds of assistance programs — that's exactly why EHP exists.

Not a knock on agents — a clean split: they guide the home search across New York State; we surface the programs most people never hear about.

I — Programs
Real Programs

Down payment help, closing cost grants, forgivable loans, rate programs, and more — matched to your situation.

II — Coverage
Across New York

From NYC to upstate counties — local and statewide programs in one search.

III — Data
Kept Current

Funding status, income limits, and rules reviewed continuously — not stale blog posts.

IV — Output
Ready for Your Lender

Walk in with a clear summary of what you may qualify for — names, amounts, and next steps.

The Reality

Most people who qualify for help
never find out.

Not because the money isn't there — because nobody told them where to look. We did the work so you don't have to.

3–5
programs an eligible buyer
often qualifies for at once
How It Works

There's more help available
to New York homebuyers
than almost anywhere.

There's more help available to New York homebuyers than almost anywhere in the country — down payment grants, forgivable loans, first-time buyer programs — scattered across 62 counties and hundreds of agencies. No one has time to search all of that while also trying to save for a home. That's exactly why we built this.

1
Tell us your county, income, and price range
2
See how many programs may fit — free teaser
3
Unlock full details when you're ready
4
Bring your summary to a lender or agent
Without a clear path
Hours of dead ends

Agency sites, outdated PDFs, conflicting advice — and still no clear answer on what you actually qualify for.

With Empire HomePath

Matched programs in seconds from the same verified database professionals use.

Without a clear path
Help you never hear about

Down payment and closing-cost programs go unused every year because buyers don't know they exist.

With Empire HomePath

A clear list of what may apply — categories first, full details when you unlock.

Without a clear path
Guessing at the closing table

Walking into a lender conversation without knowing your options puts you at a disadvantage.

With Empire HomePath

A clean summary you can take with you — names, amounts, and where to apply.

What You Get

Built for people
trying to buy a home.

No jargon wall. No sales pitch for a monthly subscription. Just a clear path to programs you might actually use.
Search
Find What You Actually Qualify For

Tell us your county, your income, your price range — see real programs in seconds, not hours of Googling.

Data
Verified — Not Guessed

Most programs run year-round, but some have limited funding that can run out. Confirm with the program before applying.

Coverage
Coverage Across NY

From NYC boroughs to upstate markets. Search 170+ verified programs across New York State — with coverage expanding as more local programs are confirmed.

Reports
Take It to Your Lender

Download a clean, printable PDF of everything you qualify for — keep it, print it, bring it to your lender.

Veteran? Living with a disability? Buying in a rural area? There may be a program built specifically around your situation.
Common Assumption

Most buyers think they don't qualify for anything.

Most first-time buyers assume they don't qualify for anything — that these programs are for someone else. They're usually wrong. Programs often cover buyers earning up to 80–120% of their area's average income — more people than you'd think.

Never bought a home before? That's exactly who most of these programs are built for.

Who This Is For

If you've wondered whether
help even exists — it does.

You don't need to be a housing expert. You need a clear starting point — and someone who already did the research.

First-time buyers

Programs built for people buying their first home — including grants and deferred loans you may not hear about from a listing alone.

Priced out of your neighborhood

When the down payment is the wall, closing-cost and DPA help can change what's possible without guessing.

Worried you don't make "enough"

Many programs are designed for moderate incomes — not only the lowest. See what may fit before you assume you're out.

Some employers — hospitals, universities, even local governments — will help pay your down payment if you buy nearby. You might already qualify through your job.
Free Preview

See how many programs
fit you — before you pay

You'll get a free teaser: how many programs matched and what types of help they are. Full names, amounts, and apply links unlock with a one-time report.

1
Enter county, income, and home price
2
See your free program count by category
3
Unlock full details when you're ready
4
Take your summary to a lender or agent
Find My Programs →
No account required to see your teaser results
Empire HomePath — Your Matches
Orange County · 7 Programs Found
Sample teaser — categories only until unlock
★★★ Strong Match
Down Payment Assistance
★★ Strong Match
Closing Cost / Grant
Full program name
Eligibility · Amount · Apply link
Locked
🔒 Unlock full details — one-time report
Pricing

One report.
Clear answers.

Full Program Report
$40
one-time — not a subscription
$40 = 2 searches
County and home price can change on your second search · household income stays locked
  • +Full program names and descriptions
  • +Assistance amounts and key eligibility details
  • +Official links and where to apply
  • +PDF-ready summary for your lender or agent
Claim My Matches

You might make "too much" for one program and still qualify for another — that's why it's worth checking.

We don't guess. Every program is checked against the actual government or agency source.

Start Here

See what you may qualify for
in under a minute.

Free teaser first. Full details when you're ready. The same verified New York program data professionals already use.

Find My Programs What You Get